Carrington Mortgage Services in New York vs the state
38.2%Denial rate+18.49 pts vs state
45.2%Decision denial rate+21.13 pts vs state
34.6%Origination rate-24.95 pts vs state
6.63%Median rate0.00 pts vs state
0.49Rate spread (pts)+0.28 pts vs state
$130kMedian applicant income
576Loans originated
636Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 987 | 260 | 51.2% | 6.63% | #81 |
| 2024 | 1,107 | 375 | 39.1% | 6.63% | #77 |
| 2025 | 1,663 | 576 | 38.2% | 6.63% | #51 |
What Carrington Mortgage Services lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Suffolk County | 246 | 99 | 80 | 32.5% |
| Nassau County | 214 | 80 | 70 | 32.7% |
| Queens County | 175 | 71 | 59 | 33.7% |
| Kings County | 108 | 29 | 53 | 49.1% |
| Bronx County | 85 | 22 | 42 | 49.4% |
| Erie County | 84 | 27 | 31 | 36.9% |
| Richmond County | 77 | 33 | 21 | 27.3% |
| Westchester County | 58 | 16 | 27 | 46.6% |
| Orange County | 54 | 13 | 26 | 48.1% |
| Onondaga County | 48 | 17 | 16 | 33.3% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 1,663 applications in 2025, of which 576 were originated and 636 denied.
38.2% of all applications, or 45.2% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Carrington Mortgage Services originated in New York in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology