Cardinal Financial Company, Limited Partnership in Nebraska vs the state
1.9%Denial rate-10.61 pts vs state
1.9%Decision denial rate-13.22 pts vs state
96.2%Origination rate+28.87 pts vs state
6.87%Median rate+0.25 pts vs state
1.05Rate spread (pts)+0.82 pts vs state
$81kMedian applicant income
50Loans originated
1Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 43 | 21 | 9.3% | 6.13% | #128 |
| 2024 | 51 | 35 | 3.9% | 6.75% | #125 |
| 2025 | 52 | 50 | 1.9% | 6.87% | #141 |
What Cardinal Financial Company, Limited Partnership lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Cardinal Financial Company, Limited Partnership applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 21 | 21 | 0 | 0.0% |
| Sarpy County | 6 | 6 | 0 | 0.0% |
| Lancaster County | 4 | 4 | 0 | 0.0% |
| Dakota County | 4 | 4 | 0 | 0.0% |
| Gage County | 4 | 3 | 0 | 0.0% |
| Scotts Bluff County | 2 | 2 | 0 | 0.0% |
| Adams County | 2 | 2 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Box Butte County | 1 | 1 | 0 | 0.0% |
| Harlan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 52 applications in 2025, of which 50 were originated and 1 denied.
1.9% of all applications, or 1.9% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Cardinal Financial Company, Limited Partnership originated in Nebraska in 2025 was 6.87%, against a statewide median of 6.63%.
About this data. Figures are Cardinal Financial Company, Limited Partnership's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology