Capital Center in South Carolina vs the state
21.0%Denial rate+2.68 pts vs state
30.4%Decision denial rate+6.89 pts vs state
48.2%Origination rate-8.46 pts vs state
6.38%Median rate-0.13 pts vs state
-0.01Rate spread (pts)-0.23 pts vs state
$111kMedian applicant income
39Loans originated
17Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 70 | 34 | 10.0% | 6.81% | #273 |
| 2024 | 70 | 39 | 10.0% | 6.63% | #281 |
| 2025 | 81 | 39 | 21.0% | 6.38% | #280 |
What Capital Center lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Capital Center applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 12 | 5 | 2 | 16.7% |
| Horry County | 10 | 8 | 1 | 10.0% |
| York County | 9 | 4 | 3 | 33.3% |
| Charleston County | 9 | 3 | 3 | 33.3% |
| Richland County | 7 | 3 | 0 | 0.0% |
| Spartanburg County | 5 | 3 | 2 | 40.0% |
| Lancaster County | 5 | 2 | 1 | 20.0% |
| Anderson County | 3 | 1 | 0 | 0.0% |
| Beaufort County | 3 | 2 | 0 | 0.0% |
| Lexington County | 3 | 3 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 81 applications in 2025, of which 39 were originated and 17 denied.
21.0% of all applications, or 30.4% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Capital Center originated in South Carolina in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Capital Center's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology