Cake Mortgage in Maine vs the state
40.0%Denial rate+23.67 pts vs state
50.0%Decision denial rate+29.92 pts vs state
40.0%Origination rate-22.17 pts vs state
6.56%Median rate-0.31 pts vs state
0.40Rate spread (pts)+0.07 pts vs state
$382kMedian applicant income
2Loans originated
2Denied
What Cake Mortgage lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Cake Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 2 | 1 | 0 | 0.0% |
| Cumberland County | 2 | 1 | 1 | 50.0% |
| Penobscot County | 1 | 0 | 1 | 100.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 5 applications in 2025, of which 2 were originated and 2 denied.
40.0% of all applications, or 50.0% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Cake Mortgage originated in Maine in 2025 was 6.56%, against a statewide median of 6.88%.
About this data. Figures are Cake Mortgage's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology