Broker Solutions in New York vs the state
4.7%Denial rate-15.08 pts vs state
8.6%Decision denial rate-15.49 pts vs state
49.1%Origination rate-10.46 pts vs state
6.75%Median rate+0.13 pts vs state
0.59Rate spread (pts)+0.38 pts vs state
$142kMedian applicant income
937Loans originated
89Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 15 | 0.0% | 7.63% | #393 |
| 2024 | 694 | 342 | 4.2% | 6.75% | #100 |
| 2025 | 1,907 | 937 | 4.7% | 6.75% | #45 |
What Broker Solutions lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Broker Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Suffolk County | 510 | 267 | 22 | 4.3% |
| Nassau County | 280 | 134 | 11 | 3.9% |
| Richmond County | 164 | 112 | 1 | 0.6% |
| Queens County | 156 | 59 | 7 | 4.5% |
| Kings County | 119 | 40 | 7 | 5.9% |
| Albany County | 105 | 69 | 6 | 5.7% |
| Saratoga County | 63 | 47 | 0 | 0.0% |
| Rensselaer County | 50 | 32 | 3 | 6.0% |
| Bronx County | 49 | 17 | 1 | 2.0% |
| Schenectady County | 49 | 29 | 4 | 8.2% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 1,907 applications in 2025, of which 937 were originated and 89 denied.
4.7% of all applications, or 8.6% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Broker Solutions originated in New York in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Broker Solutions's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology