Bristol County Savings Bank in Massachusetts vs the state
7.8%Denial rate-8.40 pts vs state
8.9%Decision denial rate-11.06 pts vs state
77.9%Origination rate+15.30 pts vs state
6.13%Median rate-0.50 pts vs state
0.18Rate spread (pts)+0.09 pts vs state
$139kMedian applicant income
409Loans originated
41Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 372 | 281 | 9.1% | 6.25% | #101 |
| 2024 | 361 | 269 | 12.5% | 6.63% | #98 |
| 2025 | 525 | 409 | 7.8% | 6.13% | #83 |
What Bristol County Savings Bank lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Bristol County Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bristol County | 359 | 281 | 24 | 6.7% |
| Plymouth County | 74 | 58 | 7 | 9.5% |
| Worcester County | 25 | 21 | 2 | 8.0% |
| Norfolk County | 19 | 12 | 4 | 21.1% |
| Middlesex County | 15 | 12 | 0 | 0.0% |
| Suffolk County | 12 | 11 | 0 | 0.0% |
| Barnstable County | 12 | 6 | 3 | 25.0% |
| Essex County | 7 | 6 | 1 | 14.3% |
| Dukes County | 2 | 2 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 525 applications in 2025, of which 409 were originated and 41 denied.
7.8% of all applications, or 8.9% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Bristol County Savings Bank originated in Massachusetts in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Bristol County Savings Bank's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology