Brighton Bank in Illinois vs the state
2.4%Denial rate-14.68 pts vs state
2.9%Decision denial rate-18.74 pts vs state
70.7%Origination rate+11.99 pts vs state
6.63%Median rate-0.13 pts vs state
0.31Rate spread (pts)-0.08 pts vs state
$136kMedian applicant income
29Loans originated
1Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 67 | 37 | 14.9% | — | #405 |
| 2024 | 80 | 53 | 10.0% | — | #369 |
| 2025 | 41 | 29 | 2.4% | 6.63% | #482 |
What Brighton Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Brighton Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 18 | 12 | 1 | 5.6% |
| Cook County | 16 | 13 | 0 | 0.0% |
| Will County | 4 | 2 | 0 | 0.0% |
| DuPage County | 1 | 0 | 0 | 0.0% |
| McHenry County | 1 | 1 | 0 | 0.0% |
| Tazewell County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 41 applications in 2025, of which 29 were originated and 1 denied.
2.4% of all applications, or 2.9% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Brighton Bank originated in Illinois in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Brighton Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology