Bpl Mortgage Trust in Virginia vs the state
12.4%Denial rate-3.58 pts vs state
13.9%Decision denial rate-6.33 pts vs state
71.9%Origination rate+12.39 pts vs state
7.25%Median rate+0.63 pts vs state
—Rate spread (pts)
—Median applicant income
64Loans originated
11Denied
What Bpl Mortgage Trust lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Bpl Mortgage Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Richmond city | 18 | 8 | 3 | 16.7% |
| Danville city | 11 | 9 | 1 | 9.1% |
| Petersburg city | 8 | 8 | 0 | 0.0% |
| Chesterfield County | 5 | 3 | 0 | 0.0% |
| Newport News city | 5 | 3 | 2 | 40.0% |
| Portsmouth city | 5 | 4 | 0 | 0.0% |
| Loudoun County | 3 | 3 | 0 | 0.0% |
| Hampton city | 3 | 3 | 0 | 0.0% |
| Fairfax County | 3 | 2 | 1 | 33.3% |
| Henrico County | 3 | 3 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 89 applications in 2025, of which 64 were originated and 11 denied.
12.4% of all applications, or 13.9% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Bpl Mortgage Trust originated in Virginia in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology