Bpl Mortgage Trust in South Carolina vs the state
12.0%Denial rate-6.35 pts vs state
13.6%Decision denial rate-9.89 pts vs state
64.1%Origination rate+7.52 pts vs state
7.13%Median rate+0.63 pts vs state
—Rate spread (pts)
—Median applicant income
59Loans originated
11Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 64 | 47 | 3.1% | 8.13% | #290 |
| 2024 | 101 | 69 | 5.9% | 7.71% | #243 |
| 2025 | 92 | 59 | 12.0% | 7.13% | #266 |
What Bpl Mortgage Trust lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Bpl Mortgage Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Richland County | 15 | 13 | 0 | 0.0% |
| Lexington County | 10 | 3 | 1 | 10.0% |
| Aiken County | 9 | 7 | 1 | 11.1% |
| Lancaster County | 7 | 5 | 2 | 28.6% |
| Anderson County | 7 | 2 | 0 | 0.0% |
| Spartanburg County | 6 | 4 | 2 | 33.3% |
| Oconee County | 5 | 5 | 0 | 0.0% |
| Pickens County | 5 | 4 | 1 | 20.0% |
| Greenville County | 4 | 1 | 1 | 25.0% |
| York County | 3 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 92 applications in 2025, of which 59 were originated and 11 denied.
12.0% of all applications, or 13.6% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Bpl Mortgage Trust originated in South Carolina in 2025 was 7.13%, against a statewide median of 6.50%.
About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology