Bpl Mortgage Trust in Minnesota vs the state
25.9%Denial rate+12.33 pts vs state
28.0%Decision denial rate+11.65 pts vs state
63.0%Origination rate-3.41 pts vs state
7.69%Median rate+1.06 pts vs state
—Rate spread (pts)
—Median applicant income
17Loans originated
7Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 16 | 10 | 25.0% | 7.75% | #402 |
| 2025 | 27 | 17 | 25.9% | 7.69% | #356 |
What Bpl Mortgage Trust lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Bpl Mortgage Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 7 | 3 | 4 | 57.1% |
| Ramsey County | 5 | 5 | 0 | 0.0% |
| Dakota County | 4 | 4 | 0 | 0.0% |
| St. Louis County | 4 | 3 | 1 | 25.0% |
| Itasca County | 1 | 1 | 0 | 0.0% |
| Anoka County | 1 | 0 | 0 | 0.0% |
| Stearns County | 1 | 0 | 1 | 100.0% |
| Pine County | 1 | 0 | 0 | 0.0% |
| Olmsted County | 1 | 0 | 1 | 100.0% |
| Isanti County | 1 | 1 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 27 applications in 2025, of which 17 were originated and 7 denied.
25.9% of all applications, or 28.0% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Bpl Mortgage Trust originated in Minnesota in 2025 was 7.69%, against a statewide median of 6.63%.
About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology