Bpl Mortgage Trust in Maryland vs the state
17.0%Denial rate-1.76 pts vs state
20.6%Decision denial rate-3.51 pts vs state
59.5%Origination rate+3.78 pts vs state
7.38%Median rate+0.75 pts vs state
—Rate spread (pts)
—Median applicant income
185Loans originated
53Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 264 | 174 | 3.4% | 8.38% | #111 |
| 2024 | 182 | 133 | 8.2% | 7.63% | #162 |
| 2025 | 311 | 185 | 17.0% | 7.38% | #125 |
What Bpl Mortgage Trust lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Bpl Mortgage Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore city | 224 | 117 | 44 | 19.6% |
| Baltimore County | 27 | 20 | 4 | 14.8% |
| Prince George's County | 20 | 15 | 3 | 15.0% |
| Wicomico County | 12 | 11 | 0 | 0.0% |
| Washington County | 10 | 8 | 1 | 10.0% |
| Montgomery County | 5 | 4 | 0 | 0.0% |
| Anne Arundel County | 3 | 2 | 1 | 33.3% |
| St. Mary's County | 3 | 3 | 0 | 0.0% |
| Allegany County | 2 | 1 | 0 | 0.0% |
| Charles County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 311 applications in 2025, of which 185 were originated and 53 denied.
17.0% of all applications, or 20.6% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Bpl Mortgage Trust originated in Maryland in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology