Bpl Mortgage Trust in California vs the state
25.7%Denial rate+8.26 pts vs state
29.7%Decision denial rate+7.29 pts vs state
51.4%Origination rate-4.85 pts vs state
7.03%Median rate+0.41 pts vs state
—Rate spread (pts)
—Median applicant income
38Loans originated
19Denied
What Bpl Mortgage Trust lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Bpl Mortgage Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 15 | 8 | 6 | 40.0% |
| Sacramento County | 14 | 5 | 5 | 35.7% |
| San Bernardino County | 8 | 3 | 4 | 50.0% |
| Riverside County | 6 | 5 | 0 | 0.0% |
| Santa Cruz County | 6 | 5 | 0 | 0.0% |
| Alameda County | 6 | 4 | 1 | 16.7% |
| Orange County | 4 | 1 | 1 | 25.0% |
| Kern County | 3 | 1 | 1 | 33.3% |
| Madera County | 2 | 1 | 1 | 50.0% |
| San Diego County | 2 | 2 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 74 applications in 2025, of which 38 were originated and 19 denied.
25.7% of all applications, or 29.7% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Bpl Mortgage Trust originated in California in 2025 was 7.03%, against a statewide median of 6.63%.
About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology