Boeing Employees Credit Union · Illinois · 2025

Boeing Employees Credit Union in Illinois: approval rate, denial rate and rates (2025)

Boeing Employees Credit Union took 36 mortgage applications in Illinois in 2025, ranking #508 of 1,150 lenders active in the state. It originated 50.0% of them and denied 22.2% (28.6% of the applications it decided), against a statewide denial rate of 17.1%.

36Applicationsin IL
28.6%Decision denial ratestate 21.7%
6.25%Median ratestate 6.75%
$120,000Median loanstate $185,000
$3.0MVolume14 counties

Boeing Employees Credit Union in Illinois vs the state

22.2%Denial rate+5.10 pts vs state
28.6%Decision denial rate+6.89 pts vs state
50.0%Origination rate-8.74 pts vs state
6.25%Median rate-0.50 pts vs state
-0.18Rate spread (pts)-0.56 pts vs state
$155kMedian applicant income
18Loans originated
8Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023352122.9%4.99%#507
2024251136.0%8.00%#558
2025361822.2%6.25%#508

What Boeing Employees Credit Union lends in Illinois

By loan purpose

Home purchase 13 36% · 0.0% denied
Refinance 4 11% · 0.0% denied
Home improvement 11 31% · 36.4% denied
Other / HELOC 8 22% · 50.0% denied

By loan type

Conventional 36 100% · 22.2% denied

Why it denied Illinois applicants

Debt-to-income ratio 4 50%
Collateral 2 25%
Credit history 1 13%
Incomplete application 1 13%

Where in Illinois

Counties with the most Boeing Employees Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cook County 1355 38.5%
DuPage County 622 33.3%
Lake County 320 0.0%
Mercer County 210 0.0%
McHenry County 210 0.0%
Kane County 211 50.0%
Fulton County 110 0.0%
DeKalb County 110 0.0%
Champaign County 110 0.0%
Wayne County 110 0.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 36 applications in 2025, of which 18 were originated and 8 denied.

22.2% of all applications, or 28.6% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

The median rate on loans Boeing Employees Credit Union originated in Illinois in 2025 was 6.25%, against a statewide median of 6.75%.

About this data. Figures are Boeing Employees Credit Union's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology