Blue Eagle Credit Union in Virginia vs the state
14.7%Denial rate-1.22 pts vs state
17.1%Decision denial rate-3.13 pts vs state
71.2%Origination rate+11.72 pts vs state
6.00%Median rate-0.63 pts vs state
0.43Rate spread (pts)+0.21 pts vs state
$94kMedian applicant income
213Loans originated
44Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 321 | 204 | 15.0% | 6.00% | #140 |
| 2024 | 371 | 248 | 18.3% | 6.25% | #133 |
| 2025 | 299 | 213 | 14.7% | 6.00% | #163 |
What Blue Eagle Credit Union lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Blue Eagle Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Roanoke County | 66 | 49 | 11 | 16.7% |
| Roanoke city | 57 | 41 | 7 | 12.3% |
| Bedford County | 40 | 29 | 7 | 17.5% |
| Botetourt County | 22 | 18 | 2 | 9.1% |
| Campbell County | 20 | 13 | 3 | 15.0% |
| Lynchburg city | 20 | 11 | 6 | 30.0% |
| Franklin County | 14 | 11 | 1 | 7.1% |
| Salem city | 13 | 9 | 2 | 15.4% |
| Amherst County | 8 | 5 | 3 | 37.5% |
| Appomattox County | 6 | 5 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 299 applications in 2025, of which 213 were originated and 44 denied.
14.7% of all applications, or 17.1% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Blue Eagle Credit Union originated in Virginia in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Blue Eagle Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology