Blair Services of America in New York vs the state
4.8%Denial rate-14.94 pts vs state
5.8%Decision denial rate-18.29 pts vs state
78.9%Origination rate+19.26 pts vs state
6.38%Median rate-0.25 pts vs state
0.30Rate spread (pts)+0.09 pts vs state
$158kMedian applicant income
82Loans originated
5Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 96 | 77 | 3.1% | 6.50% | #265 |
| 2025 | 104 | 82 | 4.8% | 6.38% | #262 |
What Blair Services of America lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Blair Services of America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Queens County | 53 | 41 | 1 | 1.9% |
| Nassau County | 25 | 18 | 3 | 12.0% |
| Kings County | 7 | 6 | 0 | 0.0% |
| Westchester County | 6 | 6 | 0 | 0.0% |
| Suffolk County | 5 | 5 | 0 | 0.0% |
| Bronx County | 3 | 2 | 0 | 0.0% |
| Schenectady County | 2 | 2 | 0 | 0.0% |
| Orange County | 1 | 1 | 0 | 0.0% |
| Ulster County | 1 | 0 | 1 | 100.0% |
| Richmond County | 1 | 1 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 104 applications in 2025, of which 82 were originated and 5 denied.
4.8% of all applications, or 5.8% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Blair Services of America originated in New York in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Blair Services of America's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology