Bison State Bank in Illinois vs the state
0.0%Denial rate-17.12 pts vs state
0.0%Decision denial rate-21.68 pts vs state
56.1%Origination rate-2.64 pts vs state
6.13%Median rate-0.63 pts vs state
-0.15Rate spread (pts)-0.53 pts vs state
$201kMedian applicant income
23Loans originated
0Denied
What Bison State Bank lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most Bison State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 26 | 13 | 0 | 0.0% |
| DuPage County | 4 | 3 | 0 | 0.0% |
| Lake County | 3 | 2 | 0 | 0.0% |
| Kendall County | 2 | 1 | 0 | 0.0% |
| Sangamon County | 2 | 1 | 0 | 0.0% |
| Champaign County | 1 | 0 | 0 | 0.0% |
| Monroe County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Kane County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 41 applications in 2025, of which 23 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Bison State Bank originated in Illinois in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are Bison State Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology