Bethpage Federal Credit Union in South Carolina vs the state
44.0%Denial rate+25.71 pts vs state
50.3%Decision denial rate+26.80 pts vs state
42.6%Origination rate-14.03 pts vs state
6.49%Median rate-0.01 pts vs state
-0.30Rate spread (pts)-0.52 pts vs state
$144kMedian applicant income
89Loans originated
92Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 230 | 106 | 42.6% | 8.25% | #148 |
| 2024 | 244 | 130 | 32.0% | 6.99% | #151 |
| 2025 | 209 | 89 | 44.0% | 6.49% | #179 |
What Bethpage Federal Credit Union lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Bethpage Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Beaufort County | 35 | 22 | 7 | 20.0% |
| Charleston County | 32 | 14 | 12 | 37.5% |
| Greenville County | 26 | 10 | 14 | 53.8% |
| York County | 25 | 10 | 10 | 40.0% |
| Horry County | 18 | 8 | 7 | 38.9% |
| Berkeley County | 10 | 6 | 3 | 30.0% |
| Lancaster County | 9 | 4 | 5 | 55.6% |
| Richland County | 9 | 3 | 6 | 66.7% |
| Lexington County | 8 | 3 | 3 | 37.5% |
| Spartanburg County | 7 | 3 | 4 | 57.1% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 209 applications in 2025, of which 89 were originated and 92 denied.
44.0% of all applications, or 50.3% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Bethpage Federal Credit Union originated in South Carolina in 2025 was 6.49%, against a statewide median of 6.50%.
About this data. Figures are Bethpage Federal Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology