Beeline Loans in Virginia vs the state
22.8%Denial rate+6.90 pts vs state
57.0%Decision denial rate+36.71 pts vs state
17.3%Origination rate-42.26 pts vs state
6.93%Median rate+0.31 pts vs state
0.39Rate spread (pts)+0.17 pts vs state
$90kMedian applicant income
34Loans originated
45Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 107 | 13 | 31.8% | 6.99% | #255 |
| 2024 | 213 | 19 | 41.3% | 7.38% | #194 |
| 2025 | 197 | 34 | 22.8% | 6.93% | #207 |
What Beeline Loans lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Beeline Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 15 | 2 | 1 | 6.7% |
| Henrico County | 14 | 7 | 2 | 14.3% |
| Loudoun County | 10 | 1 | 5 | 50.0% |
| Richmond city | 8 | 1 | 2 | 25.0% |
| Chesterfield County | 8 | 2 | 2 | 25.0% |
| Rockingham County | 7 | 3 | 0 | 0.0% |
| Virginia Beach city | 7 | 0 | 3 | 42.9% |
| Danville city | 7 | 3 | 0 | 0.0% |
| Prince William County | 6 | 0 | 3 | 50.0% |
| Roanoke city | 6 | 1 | 4 | 66.7% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 197 applications in 2025, of which 34 were originated and 45 denied.
22.8% of all applications, or 57.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Beeline Loans originated in Virginia in 2025 was 6.93%, against a statewide median of 6.63%.
About this data. Figures are Beeline Loans's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology