Beeline Loans in South Carolina vs the state
20.3%Denial rate+1.94 pts vs state
66.7%Decision denial rate+43.20 pts vs state
8.9%Origination rate-47.75 pts vs state
7.25%Median rate+0.75 pts vs state
0.72Rate spread (pts)+0.50 pts vs state
$94kMedian applicant income
7Loans originated
16Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 74 | 5 | 36.5% | 7.63% | #265 |
| 2024 | 119 | 8 | 34.5% | 7.38% | #225 |
| 2025 | 79 | 7 | 20.3% | 7.25% | #285 |
What Beeline Loans lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Beeline Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charleston County | 12 | 0 | 2 | 16.7% |
| Horry County | 11 | 1 | 2 | 18.2% |
| Richland County | 10 | 0 | 3 | 30.0% |
| Berkeley County | 8 | 1 | 1 | 12.5% |
| Dorchester County | 5 | 2 | 0 | 0.0% |
| Anderson County | 4 | 0 | 1 | 25.0% |
| Oconee County | 3 | 0 | 0 | 0.0% |
| Greenville County | 3 | 1 | 1 | 33.3% |
| Kershaw County | 3 | 0 | 1 | 33.3% |
| Pickens County | 2 | 0 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 79 applications in 2025, of which 7 were originated and 16 denied.
20.3% of all applications, or 66.7% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Beeline Loans originated in South Carolina in 2025 was 7.25%, against a statewide median of 6.50%.
About this data. Figures are Beeline Loans's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology