Beeline Loans in Iowa vs the state
29.4%Denial rate+16.55 pts vs state
71.4%Decision denial rate+56.12 pts vs state
11.8%Origination rate-56.70 pts vs state
7.75%Median rate+1.25 pts vs state
1.58Rate spread (pts)+1.39 pts vs state
$26kMedian applicant income
2Loans originated
5Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 16 | 0 | 68.8% | — | #299 |
| 2024 | 26 | 0 | 65.4% | — | #266 |
| 2025 | 17 | 2 | 29.4% | 7.75% | #310 |
What Beeline Loans lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Beeline Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 4 | 2 | 0 | 0.0% |
| Scott County | 2 | 0 | 1 | 50.0% |
| Emmet County | 2 | 0 | 2 | 100.0% |
| Webster County | 1 | 0 | 0 | 0.0% |
| Marion County | 1 | 0 | 0 | 0.0% |
| Winneshiek County | 1 | 0 | 0 | 0.0% |
| Jefferson County | 1 | 0 | 0 | 0.0% |
| Warren County | 1 | 0 | 0 | 0.0% |
| Humboldt County | 1 | 0 | 0 | 0.0% |
| Linn County | 1 | 0 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 17 applications in 2025, of which 2 were originated and 5 denied.
29.4% of all applications, or 71.4% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Beeline Loans originated in Iowa in 2025 was 7.75%, against a statewide median of 6.50%.
About this data. Figures are Beeline Loans's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology