Beeline Loans in Georgia vs the state
25.2%Denial rate+5.93 pts vs state
68.3%Decision denial rate+43.26 pts vs state
11.7%Origination rate-42.43 pts vs state
6.99%Median rate+0.37 pts vs state
0.84Rate spread (pts)+0.57 pts vs state
$76kMedian applicant income
38Loans originated
82Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 188 | 14 | 32.5% | 7.38% | #238 |
| 2024 | 297 | 17 | 45.1% | 7.00% | #196 |
| 2025 | 326 | 38 | 25.2% | 6.99% | #192 |
What Beeline Loans lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Beeline Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 60 | 9 | 10 | 16.7% |
| DeKalb County | 33 | 4 | 7 | 21.2% |
| Gwinnett County | 28 | 3 | 9 | 32.1% |
| Cobb County | 26 | 0 | 8 | 30.8% |
| Cherokee County | 13 | 0 | 2 | 15.4% |
| Bibb County | 10 | 1 | 5 | 50.0% |
| Clayton County | 8 | 1 | 3 | 37.5% |
| Hall County | 8 | 0 | 3 | 37.5% |
| Houston County | 8 | 3 | 1 | 12.5% |
| Chatham County | 8 | 0 | 4 | 50.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 326 applications in 2025, of which 38 were originated and 82 denied.
25.2% of all applications, or 68.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Beeline Loans originated in Georgia in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Beeline Loans's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology