Beeline Loans in California vs the state
23.6%Denial rate+6.19 pts vs state
70.2%Decision denial rate+47.80 pts vs state
10.0%Origination rate-46.18 pts vs state
6.63%Median rate0.00 pts vs state
0.16Rate spread (pts)-0.12 pts vs state
$132kMedian applicant income
45Loans originated
106Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 190 | 9 | 42.1% | 6.50% | #350 |
| 2024 | 383 | 25 | 34.5% | 6.50% | #277 |
| 2025 | 449 | 45 | 23.6% | 6.63% | #275 |
What Beeline Loans lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Beeline Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 99 | 7 | 31 | 31.3% |
| Riverside County | 43 | 4 | 10 | 23.3% |
| San Diego County | 34 | 3 | 6 | 17.6% |
| San Bernardino County | 31 | 2 | 6 | 19.4% |
| Orange County | 26 | 7 | 8 | 30.8% |
| Alameda County | 25 | 2 | 3 | 12.0% |
| Santa Clara County | 22 | 5 | 4 | 18.2% |
| Contra Costa County | 16 | 3 | 2 | 12.5% |
| Kern County | 16 | 2 | 5 | 31.3% |
| Sacramento County | 15 | 3 | 2 | 13.3% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 449 applications in 2025, of which 45 were originated and 106 denied.
23.6% of all applications, or 70.2% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Beeline Loans originated in California in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Beeline Loans's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology