Barrington Bank & Trust Company in North Carolina vs the state
5.5%Denial rate-12.55 pts vs state
7.9%Decision denial rate-14.97 pts vs state
64.0%Origination rate+6.16 pts vs state
6.75%Median rate+0.25 pts vs state
0.31Rate spread (pts)+0.22 pts vs state
$95kMedian applicant income
174Loans originated
15Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 272 | 158 | 7.0% | 6.75% | #164 |
| 2024 | 273 | 173 | 7.3% | 6.49% | #188 |
| 2025 | 272 | 174 | 5.5% | 6.75% | #206 |
What Barrington Bank & Trust Company lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Barrington Bank & Trust Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wake County | 42 | 30 | 1 | 2.4% |
| Mecklenburg County | 23 | 15 | 2 | 8.7% |
| Cumberland County | 14 | 10 | 0 | 0.0% |
| Johnston County | 10 | 7 | 0 | 0.0% |
| Iredell County | 10 | 7 | 1 | 10.0% |
| Guilford County | 9 | 5 | 0 | 0.0% |
| Forsyth County | 8 | 6 | 0 | 0.0% |
| Onslow County | 6 | 3 | 1 | 16.7% |
| Chatham County | 5 | 1 | 0 | 0.0% |
| Wayne County | 5 | 5 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 272 applications in 2025, of which 174 were originated and 15 denied.
5.5% of all applications, or 7.9% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Barrington Bank & Trust Company originated in North Carolina in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology