Barrington Bank & Trust Company in New York vs the state
8.2%Denial rate-11.59 pts vs state
11.3%Decision denial rate-12.71 pts vs state
63.5%Origination rate+3.89 pts vs state
6.75%Median rate+0.13 pts vs state
0.38Rate spread (pts)+0.17 pts vs state
$86kMedian applicant income
179Loans originated
23Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 301 | 162 | 13.0% | 6.75% | #162 |
| 2024 | 276 | 155 | 12.3% | 6.75% | #170 |
| 2025 | 282 | 179 | 8.2% | 6.75% | #183 |
What Barrington Bank & Trust Company lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Barrington Bank & Trust Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Erie County | 28 | 17 | 4 | 14.3% |
| Onondaga County | 12 | 11 | 1 | 8.3% |
| Monroe County | 10 | 6 | 0 | 0.0% |
| Oneida County | 10 | 9 | 0 | 0.0% |
| Oswego County | 10 | 8 | 0 | 0.0% |
| Suffolk County | 10 | 8 | 0 | 0.0% |
| Niagara County | 9 | 6 | 1 | 11.1% |
| Albany County | 9 | 6 | 1 | 11.1% |
| Jefferson County | 9 | 6 | 0 | 0.0% |
| Nassau County | 9 | 6 | 1 | 11.1% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 282 applications in 2025, of which 179 were originated and 23 denied.
8.2% of all applications, or 11.3% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Barrington Bank & Trust Company originated in New York in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology