Barrington Bank & Trust Company in Michigan vs the state
6.4%Denial rate-12.09 pts vs state
8.9%Decision denial rate-13.67 pts vs state
65.2%Origination rate+5.31 pts vs state
6.75%Median rate0.00 pts vs state
0.36Rate spread (pts)-0.04 pts vs state
$102kMedian applicant income
223Loans originated
22Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 179 | 97 | 12.3% | 6.75% | #192 |
| 2024 | 301 | 184 | 8.6% | 6.49% | #162 |
| 2025 | 342 | 223 | 6.4% | 6.75% | #160 |
What Barrington Bank & Trust Company lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Barrington Bank & Trust Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kent County | 57 | 35 | 6 | 10.5% |
| Ottawa County | 49 | 33 | 3 | 6.1% |
| Allegan County | 39 | 28 | 0 | 0.0% |
| Wayne County | 30 | 11 | 3 | 10.0% |
| Berrien County | 22 | 15 | 3 | 13.6% |
| Oakland County | 17 | 11 | 1 | 5.9% |
| Macomb County | 8 | 6 | 0 | 0.0% |
| Washtenaw County | 8 | 6 | 0 | 0.0% |
| Genesee County | 8 | 3 | 0 | 0.0% |
| Cass County | 7 | 6 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 342 applications in 2025, of which 223 were originated and 22 denied.
6.4% of all applications, or 8.9% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Barrington Bank & Trust Company originated in Michigan in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology