Barrington Bank & Trust Company in California vs the state
4.7%Denial rate-12.75 pts vs state
6.9%Decision denial rate-15.47 pts vs state
61.9%Origination rate+5.74 pts vs state
6.50%Median rate-0.13 pts vs state
0.20Rate spread (pts)-0.07 pts vs state
$217kMedian applicant income
371Loans originated
28Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 441 | 287 | 3.9% | 6.75% | #240 |
| 2024 | 739 | 458 | 4.9% | 6.63% | #197 |
| 2025 | 599 | 371 | 4.7% | 6.50% | #234 |
What Barrington Bank & Trust Company lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Barrington Bank & Trust Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 159 | 103 | 4 | 2.5% |
| San Diego County | 64 | 32 | 8 | 12.5% |
| San Mateo County | 57 | 39 | 5 | 8.8% |
| Riverside County | 41 | 26 | 2 | 4.9% |
| Alameda County | 31 | 20 | 0 | 0.0% |
| Santa Clara County | 26 | 15 | 0 | 0.0% |
| Contra Costa County | 26 | 13 | 1 | 3.8% |
| Orange County | 21 | 11 | 1 | 4.8% |
| Calaveras County | 19 | 17 | 0 | 0.0% |
| Ventura County | 16 | 11 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 599 applications in 2025, of which 371 were originated and 28 denied.
4.7% of all applications, or 6.9% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Barrington Bank & Trust Company originated in California in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology