Bank of Springfield in Florida vs the state
9.5%Denial rate-11.54 pts vs state
10.0%Decision denial rate-17.24 pts vs state
85.7%Origination rate+33.02 pts vs state
6.83%Median rate+0.21 pts vs state
0.56Rate spread (pts)+0.29 pts vs state
$224kMedian applicant income
18Loans originated
2Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 17 | 9.5% | 6.90% | #820 |
| 2024 | 20 | 16 | 5.0% | 7.10% | #775 |
| 2025 | 21 | 18 | 9.5% | 6.83% | #752 |
What Bank of Springfield lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Bank of Springfield applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sumter County | 4 | 4 | 0 | 0.0% |
| Collier County | 4 | 4 | 0 | 0.0% |
| Lee County | 4 | 2 | 1 | 25.0% |
| Sarasota County | 2 | 2 | 0 | 0.0% |
| Broward County | 2 | 2 | 0 | 0.0% |
| Pinellas County | 2 | 1 | 1 | 50.0% |
| Orange County | 1 | 1 | 0 | 0.0% |
| Santa Rosa County | 1 | 1 | 0 | 0.0% |
| Duval County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 21 applications in 2025, of which 18 were originated and 2 denied.
9.5% of all applications, or 10.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Bank of Springfield originated in Florida in 2025 was 6.83%, against a statewide median of 6.63%.
About this data. Figures are Bank of Springfield's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology