Bank Of Farmington · Illinois · 2025

Bank Of Farmington in Illinois: approval rate, denial rate and rates (2025)

Bank Of Farmington took 33 mortgage applications in Illinois in 2025, ranking #524 of 1,150 lenders active in the state. It originated 90.9% of them and denied 9.1% (9.1% of the applications it decided), against a statewide denial rate of 17.1%.

33Applicationsin IL
9.1%Decision denial ratestate 21.7%
Median ratestate 6.75%
$75,000Median loanstate $185,000
$4.3MVolume4 counties

Bank Of Farmington in Illinois vs the state

9.1%Denial rate-8.03 pts vs state
9.1%Decision denial rate-12.59 pts vs state
90.9%Origination rate+32.17 pts vs state
Median rate
Rate spread (pts)
$67kMedian applicant income
30Loans originated
3Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
202364547.8%#411
2024524513.5%#443
202533309.1%#524

What Bank Of Farmington lends in Illinois

By loan purpose

Home purchase 16 48% · 6.3% denied
Refinance 12 36% · 8.3% denied
Home improvement 3 9% · 0.0% denied
Other / HELOC 2 6% · 50.0% denied

By loan type

Conventional 33 100% · 9.1% denied

Where in Illinois

Counties with the most Bank Of Farmington applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Fulton County 18162 11.1%
Peoria County 11101 9.1%
Knox County 330 0.0%
Marshall County 110 0.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 33 applications in 2025, of which 30 were originated and 3 denied.

9.1% of all applications, or 9.1% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Bank Of Farmington's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology