Bank of Edmonson County in Kentucky vs the state
0.7%Denial rate-18.11 pts vs state
0.7%Decision denial rate-22.77 pts vs state
86.6%Origination rate+28.58 pts vs state
—Median rate
—Rate spread (pts)
$96kMedian applicant income
123Loans originated
1Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 168 | 137 | 4.2% | — | #144 |
| 2024 | 140 | 118 | 1.4% | — | #163 |
| 2025 | 142 | 123 | 0.7% | — | #171 |
What Bank of Edmonson County lends in Kentucky
By loan purpose
By loan type
Where in Kentucky
Counties with the most Bank of Edmonson County applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Edmonson County | 70 | 60 | 0 | 0.0% |
| Warren County | 51 | 44 | 0 | 0.0% |
| Barren County | 7 | 6 | 0 | 0.0% |
| Grayson County | 5 | 4 | 1 | 20.0% |
| Butler County | 4 | 4 | 0 | 0.0% |
| Hardin County | 2 | 2 | 0 | 0.0% |
| Hart County | 2 | 2 | 0 | 0.0% |
| Green County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 142 applications in 2025, of which 123 were originated and 1 denied.
0.7% of all applications, or 0.7% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Bank of Edmonson County's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology