Bank Northwest in Missouri vs the state
12.2%Denial rate-2.85 pts vs state
12.8%Decision denial rate-5.91 pts vs state
83.3%Origination rate+20.67 pts vs state
—Median rate
—Rate spread (pts)
$95kMedian applicant income
75Loans originated
11Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 87 | 69 | 8.1% | — | #255 |
| 2024 | 106 | 79 | 10.4% | — | #239 |
| 2025 | 90 | 75 | 12.2% | — | #279 |
What Bank Northwest lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most Bank Northwest applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Caldwell County | 17 | 17 | 0 | 0.0% |
| Clinton County | 15 | 13 | 1 | 6.7% |
| DeKalb County | 8 | 7 | 1 | 12.5% |
| Gentry County | 8 | 5 | 3 | 37.5% |
| Harrison County | 7 | 7 | 0 | 0.0% |
| Daviess County | 7 | 5 | 1 | 14.3% |
| Clay County | 6 | 6 | 0 | 0.0% |
| Ray County | 5 | 4 | 1 | 20.0% |
| Livingston County | 5 | 4 | 0 | 0.0% |
| Buchanan County | 4 | 2 | 1 | 25.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 90 applications in 2025, of which 75 were originated and 11 denied.
12.2% of all applications, or 12.8% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Bank Northwest's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology