Bangor Savings Bank in Florida vs the state
15.6%Denial rate-5.43 pts vs state
17.2%Decision denial rate-10.00 pts vs state
75.0%Origination rate+22.31 pts vs state
6.94%Median rate+0.31 pts vs state
0.11Rate spread (pts)-0.16 pts vs state
$158kMedian applicant income
24Loans originated
5Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 39 | 18 | 25.6% | 7.38% | #680 |
| 2024 | 34 | 28 | 14.7% | 7.38% | #676 |
| 2025 | 32 | 24 | 15.6% | 6.94% | #675 |
What Bangor Savings Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Bangor Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Manatee County | 10 | 5 | 3 | 30.0% |
| Lee County | 4 | 3 | 1 | 25.0% |
| Charlotte County | 3 | 2 | 1 | 33.3% |
| Martin County | 3 | 3 | 0 | 0.0% |
| Brevard County | 2 | 2 | 0 | 0.0% |
| Indian River County | 2 | 2 | 0 | 0.0% |
| Pinellas County | 2 | 2 | 0 | 0.0% |
| Collier County | 1 | 1 | 0 | 0.0% |
| Volusia County | 1 | 1 | 0 | 0.0% |
| Sumter County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 32 applications in 2025, of which 24 were originated and 5 denied.
15.6% of all applications, or 17.2% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Bangor Savings Bank originated in Florida in 2025 was 6.94%, against a statewide median of 6.63%.
About this data. Figures are Bangor Savings Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology