Availa Bank in Nebraska vs the state
0.0%Denial rate-12.53 pts vs state
0.0%Decision denial rate-15.14 pts vs state
96.0%Origination rate+28.72 pts vs state
—Median rate
—Rate spread (pts)
$177kMedian applicant income
24Loans originated
0Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 16 | 5.3% | — | #180 |
| 2024 | 12 | 12 | 0.0% | — | #214 |
| 2025 | 25 | 24 | 0.0% | — | #191 |
What Availa Bank lends in Nebraska
By loan purpose
By loan type
Where in Nebraska
Counties with the most Availa Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dakota County | 13 | 12 | 0 | 0.0% |
| Douglas County | 9 | 9 | 0 | 0.0% |
| Hooker County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Sarpy County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 25 applications in 2025, of which 24 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Availa Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology