Atkins Savings Bank & Trust in Iowa vs the state
8.8%Denial rate-4.04 pts vs state
8.8%Decision denial rate-6.49 pts vs state
91.2%Origination rate+22.72 pts vs state
—Median rate
—Rate spread (pts)
$87kMedian applicant income
31Loans originated
3Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 51 | 45 | 5.9% | — | #207 |
| 2024 | 36 | 29 | 2.8% | — | #240 |
| 2025 | 34 | 31 | 8.8% | — | #263 |
What Atkins Savings Bank & Trust lends in Iowa
By loan purpose
By loan type
Where in Iowa
Counties with the most Atkins Savings Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 20 | 18 | 2 | 10.0% |
| Linn County | 5 | 5 | 0 | 0.0% |
| Johnson County | 3 | 3 | 0 | 0.0% |
| Clayton County | 1 | 1 | 0 | 0.0% |
| Scott County | 1 | 1 | 0 | 0.0% |
| Muscatine County | 1 | 1 | 0 | 0.0% |
| Buchanan County | 1 | 0 | 1 | 100.0% |
| Tama County | 1 | 1 | 0 | 0.0% |
| Iowa County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 34 applications in 2025, of which 31 were originated and 3 denied.
8.8% of all applications, or 8.8% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Atkins Savings Bank & Trust's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology