Assurance Financial Group · Massachusetts · 2025

Assurance Financial Group in Massachusetts: approval rate, denial rate and rates (2025)

Assurance Financial Group took 39 mortgage applications in Massachusetts in 2025, ranking #357 of 799 lenders active in the state. It originated 66.7% of them and denied 10.3% (13.3% of the applications it decided), against a statewide denial rate of 16.2%.

39Applicationsin MA
13.3%Decision denial ratestate 20.0%
6.31%Median ratestate 6.63%
$495,000Median loanstate $325,000
$14MVolume7 counties

Assurance Financial Group in Massachusetts vs the state

10.3%Denial rate-5.95 pts vs state
13.3%Decision denial rate-6.62 pts vs state
66.7%Origination rate+4.07 pts vs state
6.31%Median rate-0.31 pts vs state
0.55Rate spread (pts)+0.45 pts vs state
$117kMedian applicant income
26Loans originated
4Denied

What Assurance Financial Group lends in Massachusetts

By loan purpose

Home purchase 37 95% · 10.8% denied
Refinance 1 3% · 0.0% denied
Cash-out refinance 1 3% · 0.0% denied

By loan type

Conventional 20 51% · 10.0% denied
FHA 18 46% · 5.6% denied
VA 1 3% · 100.0% denied

Why it denied Massachusetts applicants

Incomplete application 2 50%
Credit history 1 25%
Debt-to-income ratio 1 25%

Where in Massachusetts

Counties with the most Assurance Financial Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Plymouth County 1290 0.0%
Norfolk County 1182 18.2%
Bristol County 951 11.1%
Hampden County 320 0.0%
Suffolk County 211 50.0%
Middlesex County 110 0.0%
Worcester County 100 0.0%

Other large lenders in Massachusetts

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 17,47629.0%7.40%
Rocket MortgageC 8,69815.9%6.75%
Bank of AmericaF 7,78430.1%5.99%
Guaranteed RateB 7,3134.5%6.50%
Eastern BankB 6,21631.8%6.99%
Rockland TrustC 5,99028.6%6.99%
Leader BankA 5,9131.8%6.25%
United Shore Financial ServicesB 5,89812.8%6.50%
Crosscountry MortgageB 5,6343.8%6.63%
TD BankD 3,77826.9%7.44%

Frequently asked questions

Massachusetts: 39 applications in 2025, of which 26 were originated and 4 denied.

10.3% of all applications, or 13.3% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.

The median rate on loans Assurance Financial Group originated in Massachusetts in 2025 was 6.31%, against a statewide median of 6.63%.

About this data. Figures are Assurance Financial Group's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology