Assurance Financial Group in Georgia vs the state
3.5%Denial rate-15.75 pts vs state
4.5%Decision denial rate-20.61 pts vs state
74.5%Origination rate+20.43 pts vs state
6.63%Median rate0.00 pts vs state
0.33Rate spread (pts)+0.06 pts vs state
$144kMedian applicant income
193Loans originated
9Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 193 | 124 | 0.5% | 6.88% | #230 |
| 2024 | 218 | 153 | 1.8% | 6.99% | #226 |
| 2025 | 259 | 193 | 3.5% | 6.63% | #211 |
What Assurance Financial Group lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Assurance Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 52 | 34 | 1 | 1.9% |
| Cobb County | 35 | 25 | 2 | 5.7% |
| Cherokee County | 24 | 18 | 0 | 0.0% |
| DeKalb County | 18 | 13 | 0 | 0.0% |
| Forsyth County | 13 | 9 | 1 | 7.7% |
| Gwinnett County | 11 | 9 | 0 | 0.0% |
| Pickens County | 7 | 5 | 0 | 0.0% |
| Houston County | 6 | 5 | 0 | 0.0% |
| Lumpkin County | 5 | 3 | 1 | 20.0% |
| Harris County | 5 | 4 | 1 | 20.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 259 applications in 2025, of which 193 were originated and 9 denied.
3.5% of all applications, or 4.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Assurance Financial Group originated in Georgia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Assurance Financial Group's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology