Assurance Financial Group · Colorado · 2025

Assurance Financial Group in Colorado: approval rate, denial rate and rates (2025)

Assurance Financial Group took 8 mortgage applications in Colorado in 2025, ranking #535 of 1,114 lenders active in the state. It originated 75.0% of them and denied 12.5% (14.3% of the applications it decided), against a statewide denial rate of 15.6%.

8Applicationsin CO
14.3%Decision denial ratestate 19.7%
6.69%Median ratestate 6.63%
$310,000Median loanstate $325,000
$2.7MVolume3 counties

Assurance Financial Group in Colorado vs the state

12.5%Denial rate-3.13 pts vs state
14.3%Decision denial rate-5.37 pts vs state
75.0%Origination rate+14.98 pts vs state
6.69%Median rate+0.06 pts vs state
0.46Rate spread (pts)+0.31 pts vs state
$112kMedian applicant income
6Loans originated
1Denied

Trend in Colorado

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023630.0%6.88%#601
20258612.5%6.69%#535

What Assurance Financial Group lends in Colorado

By loan purpose

Home purchase 6 75% · 0.0% denied
Refinance 1 13% · 0.0% denied
Cash-out refinance 1 13% · 100.0% denied

By loan type

Conventional 6 75% · 16.7% denied
FHA 2 25% · 0.0% denied

Why it denied Colorado applicants

Debt-to-income ratio 1 100%

Where in Colorado

Counties with the most Assurance Financial Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pueblo County 430 0.0%
Douglas County 220 0.0%
Arapahoe County 211 50.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 8 applications in 2025, of which 6 were originated and 1 denied.

12.5% of all applications, or 14.3% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans Assurance Financial Group originated in Colorado in 2025 was 6.69%, against a statewide median of 6.63%.

About this data. Figures are Assurance Financial Group's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology