ASHLAND Credit Union in Ohio vs the state
46.7%Denial rate+28.98 pts vs state
63.6%Decision denial rate+41.75 pts vs state
20.0%Origination rate-39.90 pts vs state
6.75%Median rate-0.13 pts vs state
-0.38Rate spread (pts)-0.76 pts vs state
$73kMedian applicant income
3Loans originated
7Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 73 | 38 | 24.7% | 7.19% | #340 |
| 2024 | 39 | 19 | 33.3% | 7.50% | #427 |
| 2025 | 15 | 3 | 46.7% | 6.75% | #566 |
What ASHLAND Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most ASHLAND Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lawrence County | 8 | 2 | 5 | 62.5% |
| Franklin County | 2 | 0 | 0 | 0.0% |
| Scioto County | 2 | 1 | 0 | 0.0% |
| Columbiana County | 1 | 0 | 0 | 0.0% |
| Ross County | 1 | 0 | 1 | 100.0% |
| Delaware County | 1 | 0 | 1 | 100.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 15 applications in 2025, of which 3 were originated and 7 denied.
46.7% of all applications, or 63.6% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans ASHLAND Credit Union originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are ASHLAND Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology