Arvest Bank in Illinois vs the state
20.4%Denial rate+3.29 pts vs state
32.3%Decision denial rate+10.58 pts vs state
40.8%Origination rate-17.92 pts vs state
6.44%Median rate-0.31 pts vs state
0.31Rate spread (pts)-0.07 pts vs state
$122kMedian applicant income
20Loans originated
10Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 69 | 26 | 30.4% | 6.50% | #399 |
| 2024 | 56 | 24 | 19.6% | 6.63% | #435 |
| 2025 | 49 | 20 | 20.4% | 6.44% | #463 |
What Arvest Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Arvest Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Will County | 6 | 2 | 0 | 0.0% |
| Lake County | 6 | 2 | 0 | 0.0% |
| Cook County | 5 | 1 | 2 | 40.0% |
| Champaign County | 3 | 2 | 1 | 33.3% |
| Madison County | 3 | 0 | 2 | 66.7% |
| McHenry County | 2 | 2 | 0 | 0.0% |
| Livingston County | 2 | 0 | 2 | 100.0% |
| Knox County | 2 | 1 | 0 | 0.0% |
| Kendall County | 2 | 1 | 0 | 0.0% |
| Kane County | 2 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 49 applications in 2025, of which 20 were originated and 10 denied.
20.4% of all applications, or 32.3% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Arvest Bank originated in Illinois in 2025 was 6.44%, against a statewide median of 6.75%.
About this data. Figures are Arvest Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology