Arthur State Bank in South Carolina vs the state
9.2%Denial rate-9.10 pts vs state
10.6%Decision denial rate-12.91 pts vs state
76.2%Origination rate+19.54 pts vs state
7.13%Median rate+0.63 pts vs state
0.49Rate spread (pts)+0.27 pts vs state
$108kMedian applicant income
281Loans originated
34Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 285 | 211 | 11.9% | 7.00% | #123 |
| 2024 | 267 | 206 | 8.2% | 7.50% | #139 |
| 2025 | 369 | 281 | 9.2% | 7.13% | #124 |
What Arthur State Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Arthur State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Spartanburg County | 66 | 53 | 4 | 6.1% |
| Laurens County | 61 | 35 | 14 | 23.0% |
| York County | 52 | 45 | 0 | 0.0% |
| Union County | 50 | 39 | 5 | 10.0% |
| Richland County | 36 | 29 | 2 | 5.6% |
| Greenville County | 27 | 21 | 1 | 3.7% |
| Lexington County | 16 | 14 | 1 | 6.3% |
| Chester County | 8 | 5 | 0 | 0.0% |
| Greenwood County | 7 | 6 | 0 | 0.0% |
| Cherokee County | 7 | 7 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 369 applications in 2025, of which 281 were originated and 34 denied.
9.2% of all applications, or 10.6% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Arthur State Bank originated in South Carolina in 2025 was 7.13%, against a statewide median of 6.50%.
About this data. Figures are Arthur State Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology