Armed Forces Bank in Oklahoma vs the state
3.1%Denial rate-14.79 pts vs state
5.6%Decision denial rate-17.31 pts vs state
53.1%Origination rate-2.97 pts vs state
6.25%Median rate-0.38 pts vs state
-0.43Rate spread (pts)-0.78 pts vs state
$121kMedian applicant income
17Loans originated
1Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 26 | 21 | 7.7% | 6.63% | #290 |
| 2024 | 39 | 21 | 12.8% | 6.25% | #260 |
| 2025 | 32 | 17 | 3.1% | 6.25% | #298 |
What Armed Forces Bank lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Armed Forces Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Comanche County | 6 | 2 | 0 | 0.0% |
| Kay County | 5 | 2 | 1 | 20.0% |
| Tulsa County | 5 | 3 | 0 | 0.0% |
| Cleveland County | 4 | 2 | 0 | 0.0% |
| Canadian County | 4 | 3 | 0 | 0.0% |
| Oklahoma County | 2 | 1 | 0 | 0.0% |
| Muskogee County | 2 | 2 | 0 | 0.0% |
| Grady County | 1 | 1 | 0 | 0.0% |
| Osage County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 0 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 32 applications in 2025, of which 17 were originated and 1 denied.
3.1% of all applications, or 5.6% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Armed Forces Bank originated in Oklahoma in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Armed Forces Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology