Ark-La-Tex Financial Services, LLC. in Indiana vs the state
2.7%Denial rate-13.90 pts vs state
3.3%Decision denial rate-16.83 pts vs state
74.7%Origination rate+12.42 pts vs state
6.50%Median rate-0.25 pts vs state
0.37Rate spread (pts)+0.01 pts vs state
$85kMedian applicant income
168Loans originated
6Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 105 | 75 | 5.7% | 7.13% | #241 |
| 2024 | 229 | 157 | 6.6% | 6.63% | #180 |
| 2025 | 225 | 168 | 2.7% | 6.50% | #186 |
What Ark-La-Tex Financial Services, LLC. lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Ark-La-Tex Financial Services, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 50 | 41 | 0 | 0.0% |
| Floyd County | 40 | 29 | 1 | 2.5% |
| Elkhart County | 16 | 13 | 1 | 6.3% |
| Marion County | 15 | 11 | 1 | 6.7% |
| Harrison County | 14 | 11 | 0 | 0.0% |
| St. Joseph County | 12 | 7 | 1 | 8.3% |
| Hamilton County | 11 | 11 | 0 | 0.0% |
| Scott County | 9 | 7 | 0 | 0.0% |
| Washington County | 8 | 5 | 0 | 0.0% |
| Lake County | 8 | 4 | 1 | 12.5% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 225 applications in 2025, of which 168 were originated and 6 denied.
2.7% of all applications, or 3.3% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Ark-La-Tex Financial Services, LLC. originated in Indiana in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Ark-La-Tex Financial Services, LLC.'s own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology