Arbor Realty Trust in Tennessee vs the state
18.2%Denial rate+1.04 pts vs state
20.0%Decision denial rate-1.68 pts vs state
72.7%Origination rate+14.65 pts vs state
5.35%Median rate-1.27 pts vs state
—Rate spread (pts)
—Median applicant income
8Loans originated
2Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 13 | 7.1% | 5.69% | #559 |
| 2024 | 11 | 8 | 9.1% | 5.64% | #587 |
| 2025 | 11 | 8 | 18.2% | 5.35% | #619 |
What Arbor Realty Trust lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Arbor Realty Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 5 | 2 | 2 | 40.0% |
| Rutherford County | 2 | 2 | 0 | 0.0% |
| Davidson County | 1 | 1 | 0 | 0.0% |
| Knox County | 1 | 1 | 0 | 0.0% |
| Greene County | 1 | 1 | 0 | 0.0% |
| Loudon County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 11 applications in 2025, of which 8 were originated and 2 denied.
18.2% of all applications, or 20.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Arbor Realty Trust originated in Tennessee in 2025 was 5.35%, against a statewide median of 6.62%.
About this data. Figures are Arbor Realty Trust's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology