Arbor Realty Trust in Georgia vs the state
4.8%Denial rate-14.46 pts vs state
5.3%Decision denial rate-19.81 pts vs state
81.0%Origination rate+26.86 pts vs state
5.71%Median rate-0.92 pts vs state
—Rate spread (pts)
—Median applicant income
17Loans originated
1Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 40 | 33 | 0.0% | 5.77% | #452 |
| 2024 | 31 | 23 | 3.2% | 5.91% | #503 |
| 2025 | 21 | 17 | 4.8% | 5.71% | #563 |
What Arbor Realty Trust lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Arbor Realty Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clayton County | 6 | 6 | 0 | 0.0% |
| DeKalb County | 4 | 2 | 1 | 25.0% |
| Chatham County | 2 | 1 | 0 | 0.0% |
| Hall County | 2 | 1 | 0 | 0.0% |
| Gwinnett County | 2 | 2 | 0 | 0.0% |
| Houston County | 1 | 1 | 0 | 0.0% |
| Bibb County | 1 | 1 | 0 | 0.0% |
| Muscogee County | 1 | 1 | 0 | 0.0% |
| Cobb County | 1 | 1 | 0 | 0.0% |
| Richmond County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 21 applications in 2025, of which 17 were originated and 1 denied.
4.8% of all applications, or 5.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Arbor Realty Trust originated in Georgia in 2025 was 5.71%, against a statewide median of 6.63%.
About this data. Figures are Arbor Realty Trust's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology