Angel Oak Mortgage Solutions · New Mexico · 2025

Angel Oak Mortgage Solutions in New Mexico: approval rate, denial rate and rates (2025)

Angel Oak Mortgage Solutions took 62 mortgage applications in New Mexico in 2025, ranking #130 of 599 lenders active in the state. It originated 66.1% of them and denied 8.1% (10.6% of the applications it decided), against a statewide denial rate of 18.6%.

62Applicationsin NM
10.6%Decision denial ratestate 24.7%
7.37%Median ratestate 6.63%
$235,000Median loanstate $205,000
$12MVolume13 counties

Angel Oak Mortgage Solutions in New Mexico vs the state

8.1%Denial rate-10.54 pts vs state
10.6%Decision denial rate-14.02 pts vs state
66.1%Origination rate+12.79 pts vs state
7.37%Median rate+0.75 pts vs state
1.38Rate spread (pts)+0.99 pts vs state
$190kMedian applicant income
41Loans originated
5Denied

Trend in New Mexico

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023231413.0%8.69%#178
2024453313.3%7.38%#142
202562418.1%7.37%#130

What Angel Oak Mortgage Solutions lends in New Mexico

By loan purpose

Home purchase 23 37% · 4.4% denied
Refinance 3 5% · 0.0% denied
Cash-out refinance 35 56% · 11.4% denied
Home improvement 1 2% · 0.0% denied

By loan type

Conventional 62 100% · 8.1% denied

Why it denied New Mexico applicants

Collateral 3 60%
Other 1 20%
Credit history 1 20%

Where in New Mexico

Counties with the most Angel Oak Mortgage Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Bernalillo County 38252 5.3%
Santa Fe County 530 0.0%
Doña Ana County 430 0.0%
Sandoval County 320 0.0%
Taos County 311 33.3%
Cibola County 220 0.0%
Colfax County 110 0.0%
Catron County 101 100.0%
Curry County 101 100.0%
Valencia County 110 0.0%

Other large lenders in New Mexico

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 4,44020.5%6.75%
21st MortgageF 3,99245.5%9.60%
United Shore Financial ServicesB 3,25112.8%6.13%
Guild MortgageA 3,1864.3%6.63%
NusendaD 2,96213.7%8.00%
Waterstone MortgageC 2,7403.2%6.88%
Vanderbilt Mortgage and FinanceF 2,08546.4%9.99%
Sunward Federal Credit UnionB 1,7659.1%6.50%
Mortgage Research CenterC 1,68315.9%6.25%
Primary Residential MortgageC 1,4974.9%6.63%

Frequently asked questions

New Mexico: 62 applications in 2025, of which 41 were originated and 5 denied.

8.1% of all applications, or 10.6% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.

The median rate on loans Angel Oak Mortgage Solutions originated in New Mexico in 2025 was 7.37%, against a statewide median of 6.63%.

About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology