Angel Oak Mortgage Solutions in New Jersey vs the state
12.8%Denial rate-4.88 pts vs state
16.6%Decision denial rate-6.47 pts vs state
63.2%Origination rate+7.54 pts vs state
7.63%Median rate+0.88 pts vs state
1.60Rate spread (pts)+1.31 pts vs state
$288kMedian applicant income
153Loans originated
31Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 151 | 73 | 20.5% | 8.63% | #203 |
| 2024 | 157 | 95 | 12.1% | 8.13% | #214 |
| 2025 | 242 | 153 | 12.8% | 7.63% | #180 |
What Angel Oak Mortgage Solutions lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Angel Oak Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bergen County | 33 | 18 | 7 | 21.2% |
| Camden County | 21 | 12 | 2 | 9.5% |
| Monmouth County | 19 | 13 | 2 | 10.5% |
| Atlantic County | 17 | 13 | 0 | 0.0% |
| Ocean County | 17 | 9 | 1 | 5.9% |
| Morris County | 17 | 15 | 1 | 5.9% |
| Passaic County | 14 | 7 | 3 | 21.4% |
| Essex County | 14 | 7 | 4 | 28.6% |
| Cape May County | 12 | 11 | 0 | 0.0% |
| Burlington County | 11 | 8 | 1 | 9.1% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 242 applications in 2025, of which 153 were originated and 31 denied.
12.8% of all applications, or 16.6% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Angel Oak Mortgage Solutions originated in New Jersey in 2025 was 7.63%, against a statewide median of 6.75%.
About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology