AMWEST Funding in New Jersey vs the state
7.0%Denial rate-10.73 pts vs state
11.0%Decision denial rate-12.04 pts vs state
55.9%Origination rate+0.18 pts vs state
6.75%Median rate0.00 pts vs state
0.38Rate spread (pts)+0.10 pts vs state
$188kMedian applicant income
281Loans originated
35Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 342 | 209 | 8.8% | 7.63% | #122 |
| 2024 | 395 | 209 | 7.6% | 7.13% | #122 |
| 2025 | 503 | 281 | 7.0% | 6.75% | #117 |
What AMWEST Funding lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most AMWEST Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ocean County | 78 | 43 | 9 | 11.5% |
| Bergen County | 73 | 47 | 5 | 6.8% |
| Middlesex County | 61 | 32 | 2 | 3.3% |
| Essex County | 51 | 21 | 7 | 13.7% |
| Union County | 43 | 24 | 1 | 2.3% |
| Somerset County | 26 | 14 | 1 | 3.8% |
| Monmouth County | 26 | 15 | 3 | 11.5% |
| Hudson County | 26 | 14 | 1 | 3.8% |
| Passaic County | 23 | 15 | 1 | 4.3% |
| Camden County | 18 | 9 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 503 applications in 2025, of which 281 were originated and 35 denied.
7.0% of all applications, or 11.0% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans AMWEST Funding originated in New Jersey in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are AMWEST Funding's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology