AMWEST Funding in Michigan vs the state
3.7%Denial rate-14.86 pts vs state
5.4%Decision denial rate-17.17 pts vs state
63.4%Origination rate+3.52 pts vs state
7.38%Median rate+0.63 pts vs state
1.35Rate spread (pts)+0.95 pts vs state
$139kMedian applicant income
104Loans originated
6Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 85 | 44 | 4.7% | 8.88% | #280 |
| 2024 | 135 | 59 | 11.9% | 8.50% | #237 |
| 2025 | 164 | 104 | 3.7% | 7.38% | #233 |
What AMWEST Funding lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most AMWEST Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 84 | 58 | 2 | 2.4% |
| Macomb County | 26 | 17 | 0 | 0.0% |
| Oakland County | 19 | 8 | 1 | 5.3% |
| Washtenaw County | 12 | 7 | 1 | 8.3% |
| Kalamazoo County | 5 | 4 | 1 | 20.0% |
| Grand Traverse County | 3 | 3 | 0 | 0.0% |
| Kent County | 3 | 2 | 0 | 0.0% |
| Berrien County | 2 | 1 | 0 | 0.0% |
| Genesee County | 2 | 1 | 0 | 0.0% |
| Leelanau County | 1 | 0 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 164 applications in 2025, of which 104 were originated and 6 denied.
3.7% of all applications, or 5.4% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans AMWEST Funding originated in Michigan in 2025 was 7.38%, against a statewide median of 6.75%.
About this data. Figures are AMWEST Funding's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology