AMWEST Funding in Maryland vs the state
7.0%Denial rate-11.84 pts vs state
10.3%Decision denial rate-13.85 pts vs state
60.8%Origination rate+5.05 pts vs state
6.88%Median rate+0.25 pts vs state
0.59Rate spread (pts)+0.34 pts vs state
$135kMedian applicant income
96Loans originated
11Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 154 | 86 | 8.4% | 8.38% | #161 |
| 2024 | 153 | 93 | 7.8% | 7.63% | #179 |
| 2025 | 158 | 96 | 7.0% | 6.88% | #188 |
What AMWEST Funding lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most AMWEST Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 49 | 35 | 4 | 8.2% |
| Prince George's County | 20 | 10 | 1 | 5.0% |
| Baltimore city | 19 | 6 | 1 | 5.3% |
| Anne Arundel County | 18 | 11 | 2 | 11.1% |
| Howard County | 13 | 8 | 0 | 0.0% |
| Baltimore County | 13 | 10 | 0 | 0.0% |
| Frederick County | 8 | 4 | 2 | 25.0% |
| Washington County | 4 | 2 | 0 | 0.0% |
| St. Mary's County | 3 | 3 | 0 | 0.0% |
| Harford County | 3 | 2 | 1 | 33.3% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 158 applications in 2025, of which 96 were originated and 11 denied.
7.0% of all applications, or 10.3% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans AMWEST Funding originated in Maryland in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are AMWEST Funding's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology