AMWEST Funding in Georgia vs the state
4.9%Denial rate-14.29 pts vs state
7.3%Decision denial rate-17.81 pts vs state
62.5%Origination rate+8.45 pts vs state
6.88%Median rate+0.25 pts vs state
0.62Rate spread (pts)+0.36 pts vs state
$121kMedian applicant income
546Loans originated
43Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 527 | 370 | 6.1% | 8.13% | #125 |
| 2024 | 692 | 406 | 7.5% | 7.50% | #115 |
| 2025 | 873 | 546 | 4.9% | 6.88% | #106 |
What AMWEST Funding lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most AMWEST Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 359 | 232 | 15 | 4.2% |
| Fulton County | 66 | 42 | 4 | 6.1% |
| Clayton County | 61 | 38 | 1 | 1.6% |
| DeKalb County | 54 | 26 | 1 | 1.9% |
| Cobb County | 42 | 30 | 1 | 2.4% |
| Forsyth County | 24 | 17 | 2 | 8.3% |
| Hall County | 22 | 13 | 2 | 9.1% |
| Henry County | 19 | 12 | 0 | 0.0% |
| Bibb County | 18 | 9 | 2 | 11.1% |
| Columbia County | 16 | 9 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 873 applications in 2025, of which 546 were originated and 43 denied.
4.9% of all applications, or 7.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans AMWEST Funding originated in Georgia in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are AMWEST Funding's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology