Aml Funding in Georgia vs the state
7.1%Denial rate-12.08 pts vs state
8.3%Decision denial rate-16.74 pts vs state
77.1%Origination rate+23.05 pts vs state
6.88%Median rate+0.25 pts vs state
0.40Rate spread (pts)+0.13 pts vs state
$104kMedian applicant income
54Loans originated
5Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 87 | 67 | 8.1% | 6.63% | #339 |
| 2024 | 31 | 25 | 0.0% | 6.50% | #504 |
| 2025 | 70 | 54 | 7.1% | 6.88% | #393 |
What Aml Funding lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Aml Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 28 | 23 | 3 | 10.7% |
| Clayton County | 5 | 4 | 0 | 0.0% |
| Fulton County | 5 | 3 | 0 | 0.0% |
| Cobb County | 5 | 5 | 0 | 0.0% |
| DeKalb County | 3 | 2 | 0 | 0.0% |
| Cherokee County | 3 | 2 | 0 | 0.0% |
| Columbia County | 2 | 1 | 1 | 50.0% |
| Henry County | 2 | 2 | 0 | 0.0% |
| Walton County | 2 | 1 | 0 | 0.0% |
| Forsyth County | 2 | 2 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 70 applications in 2025, of which 54 were originated and 5 denied.
7.1% of all applications, or 8.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Aml Funding originated in Georgia in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Aml Funding's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology